Short term: Open a brokerage account, buy an S&P 500 index fund with $100. Don’t touch it for at least 5 years.
Long term: Regular monthly purchase. $500/month, 8% return = $745,000 in 30 years. Time does most of the work, not stock selection.
Money Angle: Brokerage affiliate programs (Webull, M1 Finance) pay between $50 and $100 per funded account. Create “portfolio templates” for people of different ages, sell investment tracking spreadsheets, or offer one-on-one “first-time investor” consultations.
Daily use: Check your app once a month. Daily checking leads to panic selling. Set it and forget about it.
